What is Trillium?
The Trillium Drug Program (TDP) offers prescription drug coverage for Ontarians with a valid Ontario Health Insurance Plan (OHIP) number. When you are enrolled with TDP, your deductible (the amount you pay before insurance coverage kicks in) is capped around 4% of your total income and divided up for each quarter (three month period). So, if your annual deductible is $1000, your quarterly deductible is $250.
Is Trillium for me?
You are eligible for the TDP if you have a valid OHIP number and you’re 25-64 years old without private insurance.
You are not eligible for TDP if you are already covered under the Ontario Drug Benefit program (i.e. Ontario Works).
If your household net income exceeds $66,000 and is not being used towards other high-cost recurring prescriptions, we recommend looking into private insurance options instead.
You should not apply for TDP if your household has another insurance plan that covers most or all of your household’s prescription drug costs.
How to apply
- Click here to access the digital Trillium forms
- Click on "Apply Now" under "I want to apply to the Trillium drug program"
- Complete the electronic form and once submitted please note the reference number starting with RB
- Please contact the Freddie insurance team at 905-607-6789 if you have any questions or concerns about the forms
How does Trillium work with Freddie?
Freddie wants to make PrEP affordable to everyone through our financial assistance program. We offer $100 in financial assistance for every 30 days of PrEP to help reduce your Trillium costs.
If you are not already on PrEP, your initial Freddie prescription will be for 30 days. This is important when selecting your start date for your application. If you are applying to Trillium solely to cover PrEP (i.e. not for any other prescription drugs), we recommend selecting your start date approximately 6-8 weeks from the day you're completing the form, as close to the first of the month as possible. For example, if you were filling out the form on November 15th we would recommend setting your start date to January 1st.
- You don't need to print off all nine pages of the application! Only print from the page titled "Trillium Drug Program Application Form" onwards.
- Make sure you send your application as a single document instead of separate files for each page, otherwise your application can be delayed or rejected.
Trillium deductibles
| Household net income (single person, after tax) | Approx. maximum quarterly deductible | Approx. maximum quarterly deductible with Freddie financial aid |
| Up to $10,000 | $96.75 | $0 |
| $10,000-$15,000 | $111.00 | $0 |
| $15,000-$20,000 | $125.00 | $0 |
| $20,000-$25,000 | $178.50 | $0 |
| $25,000-$30,000 | $234.75 | $0 |
| $30,000-$35,000 | $291.00 | $0 |
| $35,000-$40,000 | $347.25 | $47.25 |
| $40,000-$45,000 | $403.50 | $103.50 |
| $45,000-$50,000 | $459.75 | $159.75 |
| $50,000-$55,000 | $516.00 | $216.00 |
| $55,000-$60,000 | $572.25 | $272.25 |
| $60,000-$65,000 | $628.50 | $328.50 |
| $65,000-$70,000 | $684.75 | $384.75 |
| $70,000-$75,000 | $741.00 | $441.00 |
| $75,000-$80,000 | $797.25 | $497.25 |
The annual deductible for the same household net income is approx. $100 less for a family of two, $150 less for a family of three and $200 less for a family of four or more.
Limits to the quantity of drugs issued through the Trillium Drug Program
From August 1 to February 28: You can receive up to a 90-day supply at one time.
From March 1: Your prescription may reduce in quantity due to Trillium policies. You might receive a smaller amount of pills, or see a split in how many pills are dispensed (1 bottle followed by 2 bottles; or 2 bottles followed by 1 bottle).
Please note that this would depend on your individual prescription schedule, total deductibles based on income or your issuing pharmacy, so we recommend reaching out to your issuing pharmacy for specific details.
Glossary
Deductible: the amount of money that you have to pay before Trillium kicks in and covers your costs
Net income: the total income in one year after taxes have been deducted
Household: A single person, couple who are spouses of one another, or two or more people who share a residence, have a family relationship and are dependent on each other financially. The only exception to this is someone who lives with you but is financially independent.
Financial independence:
- Someone who is self-supporting AND
- Pays market-value rent and their own living expenses AND
- Does not rely on family members living in the same home for financial support AND
- Does not financially support other family members living in the same home
Quarter: a three month period within the Trillium calendar (it's called a quarter because there are four of these periods in a calendar year)
Program calendar: the Trillium calendar year which runs from Aug 1 to July 31 of the following year. The quarters are Aug 1-Oct 31, Nov 1-Jan 31, Feb 1-Apr 30 and May 1-July 31.
Start date: the date that you want coverage to begin. This cannot be changed later. Make sure you are selecting a start date that covers a period of time where you'll have prescription drug costs. If you have a period where you're not responsible for prescription drug costs, make sure to set your start date to avoid that period.